[Need help making image have fabric effect]

Wow.

 

That's a lot of suggestions. Time to see what looks best.

[Need help making image have fabric effect]

I have a PNG decal that I want to have a fabric look so I can add it into a game for my character.

 

Example, I want this rendering...

 

To have a fabric look like this.

 

Any way to do this? Some of the other tutorials like this one look like that they'll only work for images that are squares and not more rounded or circular ones.