Final Night

This seems like such a dumb question, but how can I set an outline for a text? This would be something similar to the very basic WordArt in Microsft word. Like if I simply want white text with a black outline. It seems as though there must be a way...

Yep. That's exactly what I'm looking for actually. I just want to be able to put it up on sites. Thanks!

I'm trying to put a transparent background into a JPEG, but the only way I can figure out how to do it makes layers and then when I save it as a JPEG it flattens the image and my transparency seems to be gone. Any ideas?