CASE 1: Making a Profile Picture
I made the background layer transparent using CTRL+A+DELETE, and then I added a text. I added a new layer, and pasted a copied texture on it because I wanted to apply it on the text. The texture from the second layer is now a background, and it's behind the text. When I apply the texture from layer 2 on the text using the magic wand, it becomes just like the background. I do have a layer 3 with a different texture, but I don't know how can I apply it to the text.
CASE 2: Textured Text on a Transparent Layer
I made everything almost the same way as above, but now, I just want a textured text, with a transparent background. So how could I remove the layer 2 from the background, and instead just apply it to the text?